My approach to budgeting involves a couple of common sayings, “YOLO” (you only live once) and “you can’t take it with you”.
Does that make me sound like I’d be bad with money? ‘Cause you’d be right.
No, it’s not that I’m bad with money, it’s that I know how fickle life and living can be. One minute you’re here and the next you’re not.
I’ve never seen anything so foolish as people saving, saving, saving for retirement, putting all their eggs in that one basket and not enjoying the right now, just to try and live it up when they retire. A year later they drop dead. Now what.
I’d prefer to enjoy the right here and now. I do pay my bills. I do have a pension that I contribute to. But my extra money, I’m not stockpiling it for doomsday. I’m stockpiling it to go on vacation and spend it all. And when I’m back from the vacation, I’ll do it all over again.
Unfortunately with the price of living right now, those vacations will take a bit longer to come around. But that’s okay, to everything turn, turn, turn.
bloom.planted.north 
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